Ed has a long work history in the Property-Casualty insurance industry. At Progressive Insurance he served as a Division President and Director of Product Development. Under his leadership the product development function introduced a host of product and underwriting innovations that have played a vital role in the company’s dynamic growth. As a Senior Vice President at 21st Century Insurance he led the Marketing, Advertising, Sales and Actuarial functions for this direct distribution company. Ed is still active in the business. He provides consulting support in analytics and product design for two Personal Lines insurance start-ups. He teaches at Santa Monica College. He holds the CPCU and ARM designations. He has served on the Boards of industry organizations including the Insurance Institute for Highway Safety (IIHS), Highway Loss Data Institute (HLDI) and Advocates for Highway and Auto Safety.